- Personal
- Business
- Home Lending
- Digital
Account Login
Account Login
Home » Home Lending »
Your home is more than a place to live—it’s a way to move forward. At Maine Savings, we help you use the value you’ve built in your home to reach your next goal. Whether you’re dreaming of a new kitchen, paying for college, or consolidating debt, a Home Equity Loan or Home Equity Line of Credit (HELOC) could be the smart, flexible solution. With trusted local guidance and competitive rates, we make it easy to choose the right option for your needs—and help you find your path to financial confidence. That’s what it means to go Beyond Banking.
Borrow a fixed sum at a fixed rate. Funds are disbursed in a single increment and then the loan is repaid over a set period of time.
A home equity line of credit (HELOC) gives you a maximum amount to draw against, rather than a fixed lump sum. It features a variable interest rate and offers you the flexibility to borrow, pay down, and borrow again – so long as you stay in good standing with the loan.
Additional Details
PATRIOT Act
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask your name, physical address, date of birth, taxpayer identification number, and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents. We will let you know what additional information is required.
Effective Date: Friday, December 5, 2025
| Maximum Term | Loan to Value | APR | |
|---|---|---|---|
| Fixed Rate Home Equity + | Up to 20 yrs | Up To 90% | Call for details |
| Home Equity Line of Credit * + XX | open end ^^ | Up To 80% | as low as 6.75% |
| Home Equity Line of Credit ** + XX | open end ^^ | Up To 90% | as low as 7.25% |
Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Maine Savings website. We encourage you to read the privacy and security policies of the site you are entering, which may be different than those of Maine Savings.