Maine Savings Visa® Credit Card

Put some extra purchasing power in your wallet. With competitive rates, flexible account management options, and local servicing, earning rewards is made easy.

Have questions? For all credit card needs, including lost or stolen cards, call our Member Service Center at 800.273.6700.

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  • No annual fee
  • Based on credit worthiness, your fixed Annual Percentage Rate (APR) would be 9.99%, 10.99%, 11.99%, 12.90%, or 18.00%
  • Earn rewards redeemable for merchandise and travel options, cash, gift cards, and more
  • No cash advance or balance transfer fees (your standard APR applies)
  • Manage card and payments through Online Banking
  • 25 day grace period to repay balance excluding new purchases, cash advances, and balance transfers
  • Set up VISA® Purchase Alerts
  • VISA® zero liability against fraud
  • Free $250,000 travel insurance
  • Compatible with eWallets including Apple Pay®, Google Pay™, and Samsung Pay™
  • Credit card is serviced by Maine Savings (if you have a problem or question, you call Maine Savings, not some company who-knows-where)

View the Visa Credit Card Disclosure for additional details.

If you lose your Maine Savings credit card (or debit card), or suspect it has ended up in the wrong hands, please contact our Member Service Center as soon as possible at 800.273.6700.

AFTER HOURS INFORMATION: Call 800.273.6700 and our automated after-hours attendant will provide you the steps to take to block your card. On the next business day please reach out to our Member Service Center or your local branch.

FEATURES OF OUR VISA® CREDIT CARD: 
NO ANNUAL FEE • NO CASH ADVANCE FEE • uCHOOSE REWARDS

No annual fee image

No annual fee

Fees can feel like a punch in the face when you forget you’re being charged. Why pay a fee when you can get a zero annual fee credit card with us?

Get My No Annual Fee Credit Card
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No cash advance fee

Sometimes budgets run tight and you don’t know where to turn. A cash advance from your credit card can be your answer. Many cards charge a flat fee or a percentage of the amount you advance. With our credit card, you can be worry-free when the unexpected in life happens and you need to pull cash from your card.

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uChoose Rewards

Earn more points in more ways with your Maine Savings Credit Card. Choose from millions of rewards you truly want. The choice is yours.

What is uChoose Rewards®?
uChoose Rewards is a rewards program enabling you to earn points when you make purchases using your Maine Savings Credit Card. These points can then be redeemed at the point of sale with our Pay with Points program OR for cash back, gift cards, merchandise, and travel.

How do I earn points?
You earn points by making qualifying purchases using your Maine Savings Credit Card. You can earn even more points when you shop at the participating retailers featured on the uChoose Rewards site. For online purchases, be sure to click the “Shop Now” button corresponding with a particular offer. You will be redirected to the retailer’s site and can proceed to shop as usual.

What can I redeem my points for?
You can redeem your points at the point-of-sale with our Pay with Points program or online for cash back, event tickets, electronics, gift cards, hotel rooms, rental cars, airline tickets, and so much more. Browse the Redeem Points tab of the uChoose Rewards site to see all the options available to you.

How do I register for uChoose Rewards®?

To register, log into your Maine Savings online banking account or mobile app to access uChoose Rewards via single sign-on OR visit www.uChooseRewards.com directly.

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