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There are times in life when having more cash in your wallet helps. That’s why we offer our Skip-a-Pay program—to give you the flexibility to pause a loan payment when you need it most.
How It Works:
Fill Out Our Simple Form
Apply using our DocuSign form to skip any eligible loans you have in good standing.
Coming soon, you’ll also be able to skip your payment through Digital Banking!
Pay The Fee
The $35 skip-a-pay fee can be added to your loan balance, or paid at the time you submit your application.
Enjoy Your Skipped Payment
Use your savings to pay bills, holiday expenses, or cover heat costs.
*Skipped payments do not extend the term of any payment protection policy or collateral protection policy you may have obtained through Maine Savings as part of your loan. By submitting this application, you authorize Maine Savings Federal Credit Union to extend the due date of your final loan payment by one month. The $35 processing fee per loan will be deducted from your account selected above unless you add it to your loan balance. Interest will continue to accrue on unpaid balances through the skipped payment period. Only one payment may be skipped per eligible loan.
Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Maine Savings website. We encourage you to read the privacy and security policies of the site you are entering, which may be different than those of Maine Savings.