Personal Checking

2% cash back—on debit card purchases up to $400*

2.00% APY* on balances up to $10,000; 0.25% APY* on amount of balance over $10,000; 0.05% APY* if qualifications aren’t met

Earn up to $10 every month in iTunes® or Amazon.com® purchases*

$20

$20

$20

$20

None

None

No minimum balance to earn rewards

None

Nationwide**

Nationwide**

Nationwide**

None

None

None

None

Unlimited check writing with first box on us***

Unlimited check writing with the first box on us***

Unlimited check writing with first box on us***

Unlimited check writing with first box on us*

Free Visa® RedWallet® Debit Card

Free VISA®RedWallet® Debit Card

Free VISA®RedWallet® Debit Card

Classic Debit Card

Yes

Yes

Yes

Yes

Yes

Yes

Available to qualified members

Available to qualified members

Available to qualified members

Available to qualified members

*Receive 2% cash back on your debit card purchases that post to and settle against your account during the monthly qualification cycle; up to a total cash back of $8 per monthly qualification cycle.

**If qualifications are met, domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card purchases. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.

***With verification of income, your first box of basic checks will be paid for by Maine Savings.

*APY = Annual Percentage Yield. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) balances up to $10,000 receive APY of 2.00%; and (2) balances over $10,000 earn 0.25% interest rate on portion of balance over $10,000, resulting in 2.00%-0.41% APY depending on the balance (this range is based on a total balance of $10,000 or less up to $110,000). If qualifications are not met, all balances earn 0.05% APY.

**If qualifications are met, domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card purchases. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.

***With verification of income, your first box of basic checks will be paid for by Maine Savings.

*Earn up to $10 in refunds of iTunes and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your RedWallet Tunes account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made.

**If qualifications are met, domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card purchases. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.

***With verification of income, your first box of basic checks will be paid for by Maine Savings.

*With verification of income, your first box of basic checks will be paid for by Maine Savings.