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Account Login
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At Maine Savings, we believe your finances should power your future, not slow it down. That’s why we craft every product and service to make a difference for you.
Whether you’re looking for low maintenance fees, cash back in your pocket, or other perks, we want to help you make it happen. We’ll help you think short-term, long-term and everything in between.
Start earning 2% cash back on your daily debit card purchases.
Let your money work for you with 2.00% APY* on balances up to $10,000.
A tried-and-true account with flexibility, freedom, and no frills.
Combine with a RedWallet checking account to automatically save your rewards and refunds.
Choose up to max_num checking accounts to compare.
2% cash back—on debit card purchases up to $400*
2.00% APY* on balances up to $10,000; 0.25% APY* on amount of balance over $10,000; 0.05% APY* if qualifications aren’t met
$20
$20
$20
None
None
None
Nationwide**
Nationwide**
None
None
None
Unlimited check writing with first box on us***
Unlimited check writing with the first box on us***
Enjoy unlimited check writing with your first box of checks provided at no cost upon income verification.
Free Visa® RedWallet® Debit Card
Free VISA®RedWallet® Debit Card
Classic Debit Card
Yes
Yes
Yes
Yes
Available to qualified members
Available to qualified members
Available to qualified members
*Receive 2% cash back on your debit card purchases that post to and settle against your account during the monthly qualification cycle; up to a total cash back of $8 per monthly qualification cycle.
**If qualifications are met, domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card purchases. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.
***With verification of income, your first box of basic checks will be paid for by Maine Savings.
*APY = Annual Percentage Yield. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) balances up to $10,000 receive APY of 2.00%; and (2) balances over $10,000 earn 0.25% interest rate on portion of balance over $10,000, resulting in 2.00%-0.41% APY depending on the balance (this range is based on a total balance of $10,000 or less up to $110,000). If qualifications are not met, all balances earn 0.05% APY.
**If qualifications are met, domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card purchases. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.
***With verification of income, your first box of basic checks will be paid for by Maine Savings.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask your name, physical address, date of birth, taxpayer identification number, and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents. We will let you know what additional information is required.
As a RedWallet® account holder, this card is your go-to connection to your cash. Whether you're making purchases in-person or online, each transaction will help you rack up the rewards that your checking account offers.
Explore RedWallet Debit CardsPlease be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Maine Savings website. We encourage you to read the privacy and security policies of the site you are entering, which may be different than those of Maine Savings.