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Life happens—and sometimes a little extra cash can go a long way. That’s why we’re excited to share that members can now use Skip-a-Pay up to twice per year on eligible loans in good standing. Our Skip-a-Pay program gives you the flexibility to pause a loan payment when you need it most—now with even more freedom built in.
How It Works:
You have two easy ways to apply:
Apply Through Digital Banking
Log into Digital Banking and look for the Skip-a-Pay widget under the Accounts tab. It’s a fast and convenient way to request your skipped payment directly through your online account.
Use Our DocuSign Form
Prefer a different method? You can also apply by filling out our secure DocuSign form. It’s simple, secure, and only takes a few minutes.
Pay The Fee
The $35 skip-a-pay fee can be added to your loan balance, or paid at the time you submit your application.
Enjoy Your Skipped Payment
Use your savings to pay bills, holiday expenses, or cover heat costs.
*Skipped payments do not extend the term of any payment protection policy or collateral protection policy you may have obtained through Maine Savings as part of your loan. By submitting this application, you authorize Maine Savings Federal Credit Union to extend the due date of your final loan payment by one month. The $35 processing fee per loan will be deducted from your account selected above unless you add it to your loan balance. Interest will continue to accrue on unpaid balances through the skipped payment period. Only one payment may be skipped per eligible loan.
Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Maine Savings website. We encourage you to read the privacy and security policies of the site you are entering, which may be different than those of Maine Savings.