Put some extra purchasing power in your wallet. With competitive rates, flexible account management options, and local servicing, earning rewards is made easy.

Have questions? For all credit card needs, including lost or stolen cards, call our Member Service Center at 800.273.6700.

  • No annual fee
  • Based on credit worthiness, your fixed Annual Percentage Rate (APR) would be 9.99%, 10.99%, 11.99%, 12.90%, or 18.00%
  • Earn rewards redeemable for merchandise and travel options, cash, gift cards, and more
  • No cash advance or balance transfer fees (your standard APR applies)
  • Manage card and payments through Online Banking
  • 25 day grace period to repay balance excluding new purchases, cash advances, and balance transfers
  • Set up VISA® Purchase Alerts
  • VISA® zero liability against fraud
  • Free $250,000 travel insurance
  • Compatible with eWallets including Apple Pay®, Google Pay, and Samsung Pay
  • Credit card is serviced by Maine Savings (if you have a problem or question, you call Maine Savings, not some company who-knows-where)

View the Visa Credit Card Disclosure for additional details.

If you lose your Maine Savings credit card (or debit card), or suspect it has ended up in the wrong hands, please contact our Member Service Center as soon as possible at 800.273.6700.

AFTER HOURS INFORMATION: Call 800.273.6700 and our automated after-hours attendant will provide you the steps to take to block your card. On the next business day please reach out to our Member Service Center or your local branch.

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No annual fee

Fees can feel like a punch in the face when you forget you’re being charged. Why pay a fee when you can get a zero annual fee credit card with us?

Get My No Annual Fee Credit Card
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No cash advance fee

Sometimes budgets run tight and you don’t know where to turn. A cash advance from your credit card can be your answer. Many cards charge a flat fee or a percentage of the amount you advance. With our Atlas card, you can be worry-free when the unexpected in life happens and you need to pull cash from your card.

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CU Rewards

Earn reward points for every dollar you spend, with no limit to the points you can earn. Want to manage your rewards?  Simply log into online banking and click the Visa® tab.

  • Travel: Plane tickets, cruises, car rentals, and hotel stays.
  • Merchandise: Electronics, appliances, and sporting equipment.
  • Cash Back: Cash in points for money and gift cards. (excludes Business Beyond Visa®)
  • Charity: Feeling generous? You can also donate your rewards to a worthy cause.
  • Points don’t expire. (excludes Business Beyond Visa®)
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