HELOC Calculator

Contact Us for Help Contact Us for Help
Find a Location Near You Find a Location Near You
HELOC Rates

Effective Date: Saturday, December 21, 2024

Maximum Term Loan to Value APR
Home Equity Line of Credit * + XX open end ^^ Up To 80% as low as 7.50%
Home Equity Line of Credit ** + XX open end ^^ Up To 90% as low as 8.00%
*
Home Equity Line of Credit rate is subject to change monthly on existing loans and is based on being .25% below (or .25% above for up to 90% Loan to Value) the Wall Street Journal Prime rate listed on the 15th day of the previous month. Prime Rate as of 11/8/2024 7.75%.
**
Home Equity Line of Credit rate is subject to change monthly on existing loans and is based on being .25% below (or .25% above for up to 90% Loan to Value) the Wall Street Journal Prime rate listed on the 15th day of the previous month. Prime Rate as of 11/8/24 7.75%.
^^
The number of years it will take to pay off a loan. The loan term is used to determine the payment amount, repayment schedule and total interest paid over the life of the loan. For example, a loan of $50,000 with an 8.25% APR for 15 years would have 180 monthly payment of $487.22 each and total interest paid of $37,698.21.
+
Closing costs may range from $150.00 to $2,000.00.
XX
There are no minimum, fixed, transaction or activity charges. The maximum interest rate is 18.00%