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| Facts | WHAT DOES MAINE SAVINGS FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the accounts, products or services you have with us. This information can include:• Name, address, Social Security Number, and income• Account balances and payment history• Credit history and credit scoresWhen you are no longer our member, we continue to share your information as described in this notice. |
| How? | All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Maine Savings Federal Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Maine Savings Federal Credit Union share? | Can you limit sharing? |
|---|---|---|
| For our everyday business purposes—such as to process your transactions, maintain the account(s) you have with us, respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes—to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes—information about your transactions and experiences | No | We do not share |
| For our affiliates’ everyday business purposes—information about your creditworthiness | No | We do not share |
| For our affiliates to market to you | No | We do not share |
| For non-affiliates to market to you | No | We do not share |
| Questions? | Call us at 207-862-6500 or toll-free 800-273-6700, or visit us online at www.mainesavings.com. | Questions? |
| Who We Are | |
|---|---|
| Who is providing this notice? | Maine Savings Federal Credit Union |
| What We Do | |
|---|---|
| How does Maine Savings Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings, procedural safeguards and safe record storage. We will continue to review and modify our security controls in the future to deal with changes in products, services and technology. |
| How does Maine Savings Federal Credit Union collect my personal information? | We collect your personal information, for example, when you• start an account• apply for a loan• use your credit or debit card• pay your bills• make deposits to or withdrawals from the accounts you have with usWe also collect your personal information from others, including credit bureaus or other companies. |
| Why can’t I limit all sharing? | Federal law only gives you the right to limit:• sharing for affiliates’ everyday business purposes—information about your creditworthiness • affiliates from using your information to market to you • sharing for non-affiliates to market to youState laws and individual companies may give you additional rights to limit sharing |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.• Maine Savings Federal Credit Union does not have affiliates |
| Non-affiliates | • Companies not related by common ownership or control.• They can be financial and nonfinancial companies.• Maine Savings Federal Credit Union does not share with non-affiliates so that they can market to you. |
| Joint marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our marketing partners include:• Investment companies• Insurance companies• Other financial service providers |
| Other Important Information |
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| Our mobile banking app periodically collects, transmits, and uses geolocation information to support features that prevent fraudulent card use and alerts, but only if you expressly authorize collection of such information. You may choose whether geolocation information can be monitored on a continuous basis in the background, only while the app is being used, or not at all. You can change your location permissions at any time in your device settings. In addition, certain features of your online and mobile banking applications need to access your device’s contacts in order to complete transactions efficiently. |
Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Maine Savings website. We encourage you to read the privacy and security policies of the site you are entering, which may be different than those of Maine Savings.