Member Privilege

What is Member Privilege?

Member Privilege is a discretionary overdraft service that provides a safety net by covering overdrafts on your checking account. 

How does Member Privilege work?

If you qualify, and depending on your preferences, we offer Member Privilege on all transactions from your checking account, including debit card and ATM transactions.  Or, you can opt-in or opt-out of overdraft protection on your debit card and ATM transactions.  It’s your choice.

Has your debit card ever been declined at the store with a full cart? The sight of someone putting their cart to the side because their card was denied is something we never want our members to have to go through.

Avoid that embarrassment and inconvenience!  If you already enjoy the benefits of Member Privilege, the new Digital Banking Member Privilege Widget allows you to opt-in or opt-out for Point-of-Sale debit card purchases and ATM withdrawals. In real time!  24/7!  You are still welcome to call our Member Service Center to opt-in or opt-out during our regular business hours.